Terms and Conditions

Panaloko’s Terms of Use serve as a contract between you and us. By using our online casino services, you agree to abide by these terms and conditions, which outline the rules and guidelines governing your interaction with our platform. It’s a crucial step to get started on your gaming journey.

terms and conditions

1. Agreement of Terms and Conditions

agreement of terms and conditions

By using PanaloKO services, you agree to the terms and conditions listed below. If you do not agree with any of these terms, you may not use our services. If you use our services, that means you agree to these terms and any changes made to our site in the future.

2. User Accounts

user accounts

To use certain features and services offered by PanaloKO, you may need to register a user account. When you create an account, you commit to providing accurate, current, and complete information. You are responsible for the confidentiality of your account credentials as well as all activities that take place under it. In the event that you discover any illegal account use or other security breach, please let us know right away. PanaloKO retains the right to suspend or terminate your account if any information submitted is determined to be incorrect or incomplete or violates these conditions.

3. Acceptable Use

acceptable use

When utilizing the services provided by PanaloKO, you agree to engage in acceptable and lawful use. In particular, you agree not to do anything that could stop or slow down the proper working of our services. Prohibited activities encompass, but are not limited to, hacking, unauthorized access, the transmission of malicious code, or any action that may compromise the security or integrity of our systems. You commit to using them in accordance with all applicable laws and regulations. PanaloKO reserves the right to suspend or terminate your access to services if any misuse or violation of acceptable use standards is detected.

4. Intellectual Property

intellectual property

The PanaloKO website and services only use intellectual property that belongs to [Your Company Name] or its licensors. This includes text, graphics, logos, images, audio clips, video clips, and software. This stuff is safe because of trademarks, copyrights, and other intellectual property rules.

You agree not to copy, distribute, change, show, perform, print, make new works from, or use any intellectual property without PanaloKO or the owner’s written permission first. If you use someone else’s proprietary information without their permission, you could be punished.

The use of PanaloKO’s services does not grant you any ownership rights to the intellectual property contained therein. You acknowledge and agree that any unauthorized use may violate intellectual property laws and these Terms and Conditions.

5. Limitation of Liability

limitation of liability

If you use PanaloKO’s services, you agree that the company and its officers, staff members, agents, affiliates, and providers are not responsible for any losses that are direct, indirect, accidental, relevant, or very bad. This includes, but isn’t limited to, damages for loss of profits, reputation, use, data, or other tangible damages.

PanaloKO doesn’t promise or guarantee that the information on its website or services is correct or full, and it’s not responsible for any mistakes, missing information, or errors. You take full responsibility for the services you use.

In no event shall PanaloKO be liable for any damages arising out of or in connection with your use or inability to use the services, whether based on warranty, contract, tort (including negligence), or any other legal theory.

Some places don’t let you get rid of or reduce certain warranties or liability for damages that happen by accident or as a result of something else. Because of this, some of the restrictions in this part might not apply to you.

6. The disclaimers

the disclaimers

When you use PanaloKO’s services, you do so at your own risk. It is said that the services are given “as is” and “as available.” PanaloKO does not offer any warranties, whether they are stated directly or through statutes or other legal means. This includes, but is not limited to, the implied promises of satisfactory quality, suitability for a particular purpose, and non-infringement.

PanaloKO doesn’t promise that the services will meet your needs or be available at all times, securely or without errors. You can’t be sure that the information you get from the services is correct, up-to-date, or reliable. You should only use the services or information as much as you feel comfortable with.

Any information or help you get from PanaloKO or its agents, whether it’s spoken or written, won’t give you any warranty that isn’t already in these terms and conditions.

7. Cookie Policy

cookie policy

You get a few small text files called cookies when you visit our page. A lot of websites use them to make the user experience better, remember users’ tastes, and give website owners anonymized tracking data to look over while securing the privacy policy.

Types of Cookies We Use:

  • Cookies that are essential: These cookies are needed for our website to work right. They let you move around our site and use its services.
  • Cookies that help with metrics and performance: These cookies let us know how many people visit our website and how they move around it while they’re there. This helps us make our website better by, for example, making it easier for people to find what they need.
  • Functionality Cookies: These cookies help our website know who you are when you come back. This lets us make your information more relevant to you, greet you by name, and remember what you like.
  • Targeting Cookies: These cookies keep track of when you visit our website, what pages you look at, and which links you click on. This information could help us make our website and the ads that show up on it more relevant to what you’re interested in.
  • There are different ways to handle and control cookies. PanaloKO computer browsers accept cookies by default, but you can usually change the settings of your browser to turn them off if you’d rather. That being said, this might stop you from fully using the website.
  • Changes to Our Cookie Policy: This Cookie Policy may be changed from time to time to keep up with changes in technology, the law, or our services. Please check this page every so often to see if anything has changed.

8. Laws that apply

laws that apply

These terms and conditions are based on and must be understood in line with PAGCOR law. Any court case or lawsuit that comes up because of or is connected to these terms must be brought in a PAGCOR court.

If you access or use PanaloKO’s services, you agree that only the courts in PAGCOR can settle any issues. You also waive any objection to the venue of any such legal proceedings in courts within PAGCOR.

9. Updates


PanaloKO reserves the right to update, modify, or revise these Terms and Conditions at any time. Such changes may be made for various reasons, including legal and regulatory requirements, enhancements to our services, or changes in business practices.

Users are encouraged to review our Terms and Conditions every day too stay informed about any amendments. Your continued use of our services after the posting of updates constitutes your acceptance of the modified Terms and Conditions.


In utilizing PanaloKO’s services, it is imperative to recognize and adhere to the terms and conditions outlined in this agreement. By accepting these terms, you acknowledge the responsibilities associated with user accounts, acceptable use, intellectual property, limitations of liability, disclaimers, and other key aspects.